What We Offer
Here’s what we offer
First-Time Homebuyer Loans
Lower down payments, flexible guidelines, and professional guidance for buyers just getting started.
Conventional Loans
A solid choice for borrowers with strong credit and steady income. Reliable. Flexible. Simple.
FHA Loans
May be a great option for those with lower credit scores or smaller savings. This program features flexible guidelines for down payments
VA Loans
For qualified veterans, active-duty service members, and qualifying spouses. Zero down. No Private Mortgage Insurance. Real gratitude in action.
Jumbo Loans
Buying a high-value home? we’ll see if we can help you finance it with a custom jumbo solution.
Refinancing
By refinancing your current mortgage loan, your finance charges may be higher over the life of the loan
Non-QM Loans
Self-employed? Entrepreneur? Non-traditional income? We see more than just your W-2.
Closed-End Seconds
Formerly known as a second mortgage. See if you can get a one-time lump-sum loan with a fixed rate and a set monthly payment. A great option for a large, one-time expenses.
HELOC(Home Equity Line of Credit)
A flexible, revolving line of credit that lets you borrow what you need, when you need it, up to a set limit. You only pay interest on the amount you use.
Disclosure: American Pride Bank is not affiliated with or acting on behalf of the FHA, VA, USDA, or the Federal Government.
Straightforward Loans. Thoughtful Solutions.
No matter where you are in your homeownership journey, APB Home Loans is built to meet you there.
First-time buyer? Lifelong investor? Somewhere in between? We offer a full range of mortgage options that reflect real life instead of rigid formulas.
We don’t just match borrowers to popular loan types. We listen, think, and help you find the one that truly fits you.
Every borrower deserves options. Let’s help you find yours.
How the Process Works
Simple Steps. Clear Answers. Real Progress.
Mortgages shouldn’t feel like a maze. At APB Home Loans, we keep the process simple, transparent, and easy to follow from application to closing (for those that qualify).
Here’s how it works (note the below is for illustrative purposes and each case may vary):
Step 1: Start Your Application
Apply online, or connect with a loan officer to talk through your goals. We’ll ask a few key questions, and you’ll have space to ask yours.
Step 2: See if you can Get Pre-Qualified (or Pre-Approved)
We’ll review your information and let you know what you might be able to borrow. Want a more detailed approval with document verification? We offer that, too.
Step 3: Explore Potential Loan Options
You’ll see what’s available and what makes sense. We’ll explain the pros and cons of each option clearly, with no pressure.
Step 4: Processing & Underwriting
Once you choose what loan to apply for, we’ll review your paperwork and handle all verifications, including ordering an appraisal and title report. Our team works quickly, keeps you updated, and makes sure you’re never left wondering what’s next.
Step 5: Close & Celebrate
If you are approved, we’ll schedule the closing, make sure everything’s in place, and guide you through signing. Then you’re home!
Buying a home, whether your first, second, or your tenth investment property, is a big deal. We make the process feel manageable, not mysterious.
Committed to Compliance
Our compliance standards are backed by a culture of accountability. Our loan officers undergo ongoing training to stay current on changing regulations, and we’ve built systems designed to protect your privacy, your information, and your rights.
You’re not just getting a mortgage; you’re getting a partner you can trust.
When you choose American Pride Bank, you choose a team that’s committed to doing things the right way, every time.
Get a clear picture of your options and a breakdown of what it all means—so you can make informed decisions with confidence.
Transparent. Ethical. Accountable. That’s how we do business.
Equal Housing Lender. NMLS #402598.
Let’s Get Started
We’re ready to take the first step with you.
The mortgage process can feel overwhelming at first. That’s why we make it easy to begin: no pressure, no judgment, just honest guidance from people who want to help.
Whether you're early in the process or already eyeing a specific home, we’ll meet you where you are. It starts with a no-obligation conversation. From there, we’ll walk through your goals, explain your loan options, and map out the next steps.
We offer in-person meetings, phone consultations, and a fully digital application for those who prefer to handle things online.
You won’t be routed through call centers or bounced between departments. You’ll get a real person who knows your file, understands your goals, and follows through.
We’re here to make home lending feel personal again.